CFOL

 INTERNATIONAL FINANCING DIVISION

We can provide funds for North, Central and South America, Europe, Africa, Asia and the Middle East.

Our International Financing Services include the following:

GVC offers domestic and International financing for numerous types of property and projects.  Our performance has established us in the industry and enabled GVC to develop direct relationships with conduit Wall Street Investment Bankers and private investment funds. This benefits our Borrowers by providing viable options and diverse avenues not available to consumers through conventional commercial lending.  

The following is a synopsis of lending programs that we offer along with finance types we lend on:  

Fixed Rate Loans
Although Fixed Rate loans are a staple of the mortgage industry; many opportunities exist for negotiation on mortgage lending terms, especially interest rates, loan-maturity and prepayment penalties. Because of our deep relationships with lenders, GVC can provide the best fixed interest rates and additional terms in the industry. Borrowers can feel secure knowing that the rate will not change throughout the entire term of the loan. GVC's experienced professionals know when to recommend fixed rate loans through proprietary loan evaluation models.

Floating Rate Loans
A floating rate loan is typically indexed to the London Interbank Offered Rate (LIBOR), or the Treasury Constant Maturity (CTM) which tracks and approximates the Federal Funds rate. Many recent borrowers have chosen floating rate loans to take advantage of the historically low interest rates of the past few years. Floating rate loans often feature minimal or no prepayment penalties. They are particularly attractive to buyers with a two to four year financing horizon, such as acquisition of a property going through a reposition or a turnaround. GVC can help borrowers exploit these flexible structures for their immediate short-term utility or as an astute means of strengthening their long-term strategy.

Construction Loans
Typically, Construction Loans are short-term loans utilized by borrowers to finance building costs. Every construction loan varies depending on the product, the length of the construction process, and the borrower's experience. GVC can help builders find the best source, rate and term for these often critical loans.

Mezzanine Loans
Whether it is structured as partnership debt, or preferred equity, a mezzanine loan can be an integral component for a real estate owner or developer in many diverse circumstances. The mezzanine typically equals the difference between the first mortgage lending amount and 85-90% of the purchase price. GVC has vast experience in evaluating options for our borrowers in this increasingly utilized loan product for a variety of real estate transactions.

Bridge Loans
All types of short-term financing can be accessed for complex or challenging situations in terms of both timing and product. Designed to be paid back relatively quickly, such as by a subsequent longer-term loan, bridge loans can be a key component in a long-term strategy for real estate borrowers. GVC has a wide range of sources for Bridge Loans and can help borrowers understand all the nuances and conditions as well as plan for the future.
 
Forward Commitment
Forward commitments continue to gain in popularity in the current borrowing climate for real estate. This involves a commitment by a lender to make a loan in the future, often with a predetermined interest rate. GVC has developed many resources for forward commitments and has experience in obtaining the optimal structure for the borrower.

Renovation/Repositioning
Similar to a construction loan, a renovation loan may involve financing for the specific purpose of upgrading an existing property in order to project the desired image of a product or service to the market. GVC lending professionals are able to help borrowers present their renovation program to the right lending source and to plan and consummate transactions in a timely fashion, with the best rates and terms available.

We also arrange syndication and participation pertaining to the placement size and location of the property.  

International Loans for Commercial Real Estate: